Retirement Calculator

Enter your current age, retirement age, current savings, and monthly contribution.

Projected nest egg
SAR 2,845,767
Short by SAR 1,654,233
Years to retire
30
Target
SAR 4,500,000

How it works

We compound your savings and contributions, then compare to the nest egg that funds your target income at a safe withdrawal rate.

Formula

Target = (monthly income × 12) ÷ (SWR / 100)

Worked example

SAR 2,000/mo from age 30 to 60 at 7% ≈ SAR 2.4M nest egg.

FAQ

What's the 4% rule?
A common rule: withdrawing 4%/yr from your nest egg can last about 30 years.
Inflation?
Nominal results — subtract 2–3% from your return for real terms.
GOSI included?
No — this is personal planning on top of GOSI pension.

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