SIP vs regular savings?

SIP invests monthly into growth assets instead of idle cash.

Is the return guaranteed?

No — it depends on the asset and varies over time.

Longer (10+ yrs) smooths out volatility.

Enter monthly contribution, expected return, and duration.

Monthly investmentAnnual return %Years

Future value

SAR 348,345

We compute the future value of regular contributions using the annuity formula with compounded growth.

FV = PMT × [((1 + r)^n − 1) / r] × (1 + r)

SAR 1,000/mo for 15 yrs at 8% ≈ SAR 348,000.

SIP vs regular savings?: SIP invests monthly into growth assets instead of idle cash.
Is the return guaranteed?: No — it depends on the asset and varies over time.
Ideal duration?: Longer (10+ yrs) smooths out volatility.